Payments By Design

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    • Payment Processing
    • B2B Level III Processing
    • Zero Processing Fees
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    • High Risk Processing
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  • More
    • Home
    • About
    • solutions
      • Payment Processing
      • B2B Level III Processing
      • Zero Processing Fees
      • Point of Sale Systems
      • High Risk Processing
    • Contact

  • Home
  • About
  • solutions
    • Payment Processing
    • B2B Level III Processing
    • Zero Processing Fees
    • Point of Sale Systems
    • High Risk Processing
  • Contact

level 3 processing

What Is Level 3 Processing?

  • For B2B and B2G merchants, Level 3 processing means lower interchange rates, saving you money with every transaction. Our advanced solutions track all the necessary information required by Visa and Mastercard for these transactions so that you qualify for lower interchange rates. If you do business with large corporations or government agencies, Level 3 processing could be your best strategy for saving money on processing fees.


How Do I Qualify For Level 3 Processing Rates? 

  • To qualify for Level 3 rates, you must provide Visa and Mastercard with additional information about your transactions, such as shipping information, line item details and product descriptions. Explore the chart below to see what information is needed to qualify for each processing tier.


Level 1 Processing:                                    

  • Merchant name                                                    
  • Purchase amount                                               
  • Transaction date                                        
  • Billing zip code 


Level 2 Processing:

  • All Level 1 data
  • Customer code
  • Total tax amount


Level 3 Processing:

  • All Level 1 & 2 data
  • To & from shipping info.
  • Invoice number
  • Order number
  • Freight Total
  • Line item details                                                                                           

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